Hometown Federal Credit Union

Fee Schedule

ATM Card Fees

Fee TypeCost
Annual FeeNONE
Lost/Stolen Card Fee$10.00
Damaged Card$10.00

Automated Clearing House Fees

Fee TypeCost
Electronic Debit to your accountNo Charge
Electronic Credit to your accountNo Charge
Stop Payment$15.00
Non-Sufficient Funds (NSF Item)$30.00

Share Accounts (All) Fees

Fee TypeCost
Printouts (per page)$1.00
Returned Deposit Item$30.00
Wire Transfers (Incoming)$10.00
Wire Transfers (Outgoing)$10.00
Cashier Check$2.00
Money Order$1.00
Return Mail Fee$1.00
Dormant Accounts – no activity for prior 12 months$1.00/month
Home Banking members paper statements fee$2.00

Share Accounts Fees

Fee TypeCost
Returned Deposit Fee$30.00
Overdraft or Returned Check Fee$30.00
Stop Payment Fee$15.00
Draft Copy Request$2.00
Overdraft Transfer Protection Fee$4.00
Minimum Balance Fee ($25.00 minimum)$5.00
Reconciling Check Book (Per hour – 1 hour minimum)$10.00

VISA Card Fees

Fee TypeCost
Late Fee$20.00
Replacement Card Fee$5.00
Returned Check Fee$30.00

Christmas Club Fees

Fee TypeCost
Any withdrawal prior to designated withdrawal date$5.00

Other Fees

Fee Types to Cost
Early Account closing (within 90 days of opening)$5.00
IRA Early Withdrawal Fee$25.00

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